Mortgage lending hits a record 3.3 billion lei in Q3
3.3 billion lei — the amount Moldovans borrowed in new mortgage loans in Q3 2026, the largest sum ever recorded for a single quarter.
The previous record of 3.2 billion lei was set at the end of 2024, economist Veaceslav Ioniță notes. About 2,370 mortgage contracts were signed in Q3 (2,080 in Q2), and the average loan rose to 1.39 million lei, as rising apartment prices push buyers to borrow more.
Although the National Bank has started raising its base rate, the average rate on new mortgages fell from 10.3% in Q1 to 9.7% in Q3.
What it means for you
- Planning a mortgage? Compare bank offers now: rates on new loans have not yet followed the base rate up.
- For realtors and developers, bank-financed demand remains strong.
- Leave a margin when planning your monthly payment: money is getting more expensive and bank terms may change.
Source: Bani.md, 11.11.2026