From 20 November, foreign currency operations up to €100,000 no longer need NBM approval

€100,000 — the new threshold for external financial operations that resident individuals and companies can carry out without authorisation from the National Bank. Until now the limit was €10,000.

Most provisions of the new Law No. 226 on currency regulation take effect on 20 November 2026, according to the National Bank of Moldova. From 1 January 2028 the threshold rises to €250,000.

What it means for you

• Companies will find it easier to make foreign payments, investments and transactions, with less paperwork for the NBM.
• The monthly limit for foreign-currency cash withdrawals from Moldovan-issued cards rises from €10,000 to €100,000 per account.
• Hotels may accept foreign-currency payments directly from non-resident guests, and shops in airport departure zones may take foreign currency, including cash.
• Banks still check the origin of funds, and the NBM may refuse operations that carry a risk of international sanctions.

Source: Mold-Street, 07.11.2026