From 20 November, currency operations up to €100,000 will not need NBM authorisation

The limit for foreign-currency operations that can be carried out without authorisation from the National Bank of Moldova rises from €10,000 to €100,000 on 20 November 2026. The amendments to the Law on Currency Regulation were published on 20 October and take effect one month later.

It is one step in the gradual liberalisation of the currency market ahead of EU accession: from 1 January 2028 the threshold will go up to €250,000. The law also frees up loans granted by residents to non-residents (except financial leasing and loans from banks, non-bank lenders, investment firms and insurers), as well as guarantees given by non-bank residents in favour of non-residents.

Guarantee deposit accounts, accounts of people emigrating and the transfer of their assets, personal operations between residents and non-residents, and foreign-cash withdrawals will also be allowed.

What it means for you

• Companies that pay or lend to foreign partners will need NBM authorisation less often.
• If you are preparing a transaction between €10,000 and €100,000, you can schedule it after 20 November without authorisation.
• Check with your bank how the required paperwork changes.

Source: Logos Press, 21.10.2026