Government bonds for individuals now pay up to 8.05% a year: subscription until 19 October
The Ministry of Finance has raised interest rates on government bonds for individuals and opened a new subscription round on the eVMS.md platform, running from 5 to 19 October. Compared with the previous round (21 September – 5 October), yields are up 0.2 percentage points across all maturities.
Annual rates: 1 year — 7.65% (previously 7.45%), 2 years — 7.75% (7.55%), 3 years — 7.85% (7.65%), 4 years — 8.05% (7.85%). Each bond has a face value of MDL 100, and interest is paid every six months straight to the investor’s bank account. The whole process is online.
What it means for you
- If you keep personal savings in lei, this is an alternative to a bank deposit with an entry ticket of just MDL 100.
- Longer maturities pay more, but your money stays locked in longer.
- Compare the yield with your bank’s offer before 19 October; the prospectus and terms are on evms.md and mf.gov.md.
Source: InfoMarket, 05.10.2026