OTP Bank to lend up to €50 million to SMEs under EBRD guarantee

OTP Bank Moldova and the EBRD have signed the second phase of their Risk Sharing Programme. The EBRD provides the bank with a €25 million portfolio guarantee, allowing it to issue up to €50 million in new loans to micro, small and medium-sized enterprises.

The mechanism has partial first-loss risk cover through the “Financial Inclusion” window of the EU’s European Fund for Sustainable Development Plus (EFSD+). At least 20% of the guaranteed loans will go to green and energy-efficiency projects. The bank says it will focus on businesses in the regions, women-led companies and young entrepreneurs.

What it means for you

• SMEs with limited collateral may find it easier to borrow, as the EBRD and EU take on part of the risk.
• Energy-efficiency projects — solar panels, insulation, new equipment — have a reserved share.
• Rates and terms have not been published: ask the bank directly and compare with other offers.

Source: InfoMarket, 29.10.2026